Wednesday, March 15, 2006

Home Contents insurance

Did you know...

...many people don't realise that their contents insurance doesn't just cover you in the event of some low-life breaking in and stealing your stuff. It covers you for many day to day accidents such as spilt wine on the carpet, a tear in your sofa or your TV blowing up.

A friend of mine made a claim the other week because he tore his sofa with some keys, they didn't replace the whole sofa but they put the exact same material on and it looked like new again.

One piece of advice, don't take out the insurance that the shop offers you. Get it home, ring your contents insurance company and ask them to do additional insurance on that item if you feel it needs added protection, you will save a lot of money. Also, read through your contents insurance papers and check to see if you do infact need insurance on things like sofas, you might already be insured!

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